.jpeg)
Lusaka, Zambia — 28 September 2026 — Sabipay Technologies Limited has received ZRA Smart Invoice certification and is integrating with Pesapal's Forecourt Management Solution (FMS), bringing together tax compliance and comprehensive forecourt management in a single connected platform for Zambia's fuel retailers.
The certification and integration connects fuel dispensing, sales transactions and invoicing processes within Pesapal's FMS, reducing reliance on manual processes and helping operators maintain accurate, real-time transaction records while meeting Zambia Revenue Authority's (ZRA) digital tax requirements.
For fuel retailers managing high volumes of daily transactions across multiple pumps, attendants and payment channels, efficient record-keeping and reconciliation are critical. Pesapal's FMS brings pump operations, payments, sales monitoring, reconciliation and business management together on a single platform and with Sabipay's ZRA Smart Invoice certification now integrated into that platform, tax invoicing moves closer to the point of sale, connecting forecourt transactions directly with Zambia's digital tax environment.
"For fuel retailers, compliance should be built into the way they operate rather than treated as an additional administrative burden. By integrating Sabipay's ZRA Smart Invoice certification with Pesapal's Forecourt Management Solution, we are giving station operators in Zambia a more connected way to manage their pump transactions, payments and invoicing with better visibility into their entire business," said David Muchwe, Country Manager, Sabipay Technologies Limited.
Digitising the Forecourt
Fuel stations operate in a high-volume environment where thousands of transactions take place across multiple pumps, attendants, payment methods and product categories every day. Without integrated systems, monitoring performance and reconciling transactions is time-consuming and creates gaps in visibility that cost operators money.
Pesapal's FMS digitizes these processes through a connected platform that enables fuel retailers to monitor pump activity, track sales, manage staff shifts, reconcile transactions and access a real-time view of their entire forecourt operation. Sabipay's ZRA Smart Invoice integration extends this digital workflow to invoicing, aligning businesses with Zambia's evolving digital tax requirements without adding a separate administrative layer.
According to the Zambia Revenue Authority's 2025 Annual Report, 41,111 taxpayers were registered on Smart Invoice by the end of 2025, up from 26,329 in 2024 reflecting the growing adoption of digital tax administration and the importance of integrating compliance into everyday business processes.
From Compliance to Smarter Business Management
The opportunity goes beyond tax compliance. Bringing forecourt management, payments and invoicing into a connected workflow gives station operators greater access to operational data, enabling faster identification of discrepancies, simpler reconciliation, and more informed business decisions.
"We believe the future of fuel retail in Zambia is connected, data-driven and digital. Pesapal's FMS gives operators the tools to manage their businesses more efficiently from the pump through to reporting and Sabipay's Smart Invoice certification makes compliance a natural part of that workflow rather than an afterthought," added Mr. Muchwe.
As Zambia's fuel retail sector continues to evolve, connected technologies that combine operational management, payments and compliance will become increasingly important to helping station operators improve efficiency, strengthen controls and deliver a better customer experience.
The integration reinforces Sabipay's commitment to supporting the digital transformation of Zambia's petroleum sector, and Pesapal's position as East and Central Africa's leading payment and business management infrastructure provider for fuel retailers.
— ENDS —
About Sabipay Technologies Limited
Sabipay Technologies Limited is a subsidiary of Pesapal, combining the fintech strength and technological experience of its parent company with a localized, Zambian-first approach. Sabipay serves everyday businesses across Zambia from small merchants to growing enterprises by simplifying how they get paid, manage operations, and grow. Through secure payments, access to financing, and business management tools built for Zambian realities, Sabipay helps entrepreneurs operate with confidence and build sustainable businesses.
For more information: www.pesapal.com
About Pesapal
We serve everyday businesses across Africa, from small merchants to growing enterprises, by simplifying how they get paid, manage operations, and grow. We provide secure payments, access to financing, and business tools through one connected platform built for African business realities. By removing friction from how money moves and businesses operate, we help entrepreneurs operate with confidence and build sustainable businesses.
Today, businesses across Kenya, Tanzania, Uganda, Rwanda, and Zambia rely on Pesapal as the trusted infrastructure behind their commerce.
